PRUChoice Personal Accident Insurance
Product brochure
Accidental death and permanent disablement protection
Worldwide personal accident protection
Daily hospital cash for confinement due to accident
Popular sports and activities covered
Other Benefits
- Accidental Medical Expenses - covering your outpatient and inpatient, chiropractor, physiotherapy and occupational treatment expenses, as well as bone-setting, Chinese medication and acupuncture in Hong Kong
- Double Indemnity benefit - providing double Accidental Death and Permanent Disablement benefit for accidents occurred whilst traveling in a public carrier as a fare-paying passenger
Learn more
What are my plan options? How do they differ?
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Benefits |
Personal Accident |
Personal Accident Plus |
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Adult |
Junior* |
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“Accidental Medical Expenses Benefit” |
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Extra protection for cycling, hiking and marathon |
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No Claim Benefits (NCB) / No Claim Premium Refund |
NCB; Transfer of NCB |
No Claim Premium Refund every 3 years |
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Family discount |
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24 hours emergency assistance services |
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Educational expenses |
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Kidnapping Benefit |
-- | -- |
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“Extra Indemnity Benefit for Student”+ |
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* This is applicable for unmarried, full-time students between the age of 15 days to 17 years.
+ For accidents occurred during school activities
Family discount
Enjoy the discount when you insured with your spouse and/or children
Notes
PRUChoice Personal Accident and PRUChoice Personal Accident Plus are underwritten by Prudential General Insurance Hong Kong Limited (“Prudential”). The copyrights of the contents of this webpage are owned by Prudential.
This information is for reference only and does not constitute any contract or any part thereof between Prudential and any other parties. Regarding other details and the terms and conditions of this insurance, please refer to the policy document. Prudential will be happy to provide a specimen of the policy document upon your request.
Applicable on or after 7 July 2023.
