Click to see how our PRUmed lifelong care plan provides comprehensive protection, taking care of you from diagnosis to recovery, and accompanying you throughout your health journey!
Cover eligible medical expenses worldwide, including hospital stays, surgery, prescribed non-surgical cancer treatments, emergency outpatient treatment, pre- & post-hospitalisation consultation and outpatient surgery
Choose from our 3 coverage options (Ward, Semi-private Room or Private Room) according to your needs
Regardless of any change in your medical or claims history
Provide compassionate death benefit and accidental death benefit
If the eligible medical expenses exceed your plan’s itemised limit, we will cover 100% of them with PRUmed network care benefit, and cover 80% with PRUmed major (classic) benefit
Enjoy a no claim bonus of 15% if you have not claimed under your plan for the last 3 years
Note: Medical Expenses Direct Billing Service for hospitalisation, day surgeries and diagnostic imaging tests, Medical Green Channel, Treatment Sure and 24-hour Worldwide Emergency Assistance Services do not form part of the plan.
During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.
PRUmed lifelong care plan is underwritten by Prudential Hong Kong Limited or Prudential Hong Kong Limited (Macau Branch) (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details, including procedures for making claims and terminating policies and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.
Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.
Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.
This document is for distribution in Hong Kong or Macau only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong or Macau. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong or Macau where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.
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