PRUChoice Motor Insurance

Get comprehensive protection for your car and protect yourself from the legal liability of any third parties involved in accidents

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Personal accident coverage

We offer you or the Named Driver an additional benefit of HKD$100,000 for the death due to a traffic accident

Claims recovery service

We will pursue claims for you from the liable third party for traffic accidents

24-hour free towing service

We arrange and pay for your car to be towed if your car cannot be repaired at the roadside

‘ Zero % ’ depreciation protection

If you sustain a total loss of your new car in less than 1 year, an exact model car will be replaced to you

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Other Benefits

No Claim Discount (NCD) Protector

If your total claim amount does not exceed HKD60,000 or 15% of your "Limit of Indemnity”, your NCD remains unchanged for renewal.

Windscreen cover protection

No excess will be applied for such damage due to accident and repair cost less than HK$5,000 per claim.

Notes

PRUChoice Motor is underwritten by Prudential General Insurance Hong Kong Limited (“Prudential”). The copyrights of the contents of this webpage are owned by Prudential.

This information is for reference only and does not constitute any contract or any part thereof between Prudential and any other parties. Regarding other details and the terms and conditions of this insurance, please refer to the policy document. Prudential will be happy to provide a specimen of the policy document upon your request.