PRUChoice Travel Overseas Study Insurance
Excess-free coverage
Study interruption protection
Multi-faceted protection for your student life abroad
Popular sports and activities covered
Extra Feature
Market-unique^ Post-graduation coverage
Renewable for 1 year after successful graduation, allowing you to enjoy continuous study abroad insurance coverage such as medical and accident protection, ensuring a worry-free overseas life
Market-unique^ Cover debit cards
Reimburse the loss due to unauthorised use of lost credit card or debit card
^The statement regarding “Market-unique” is based on a comparison of overseas study protection plans among major insurance companies in Hong Kong as of July 2024
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Personal Accident Protection
We cover accidental death, total permanent disablement, total permanent loss of limb / sight / speech and hearing, which are directly resulted from the accidents during your study, up to HKD1,200,000 per year.
Extra benefits
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Kidnapping and terrorist attack coverage
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Compassionate visit
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Overseas residence protection
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Graduation incentive as a celebration for your graduation
Optional cover for medical expenses
You can choose to top up your plan for additional protection according to your personal needs.
No Claim Discount (NCD)
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If you did not make any claims in the preceding year (except to Graduation Incentive) - 10% NCD at the subsequent renewal.
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If you did not make any claims in 2 consecutive years (except to Graduation Incentive) - 20% NCD at the subsequent renewal.
Notes
PRUChoice Travel Overseas Study is underwritten by Prudential General Insurance Hong Kong Limited (“Prudential”). The copyrights of the contents of this webpage are owned by Prudential.
This information is for reference only and does not constitute any contract or any part thereof between Prudential and any other parties. Regarding other details and the terms and conditions of this insurance, please refer to the policy document. Prudential will be happy to provide a specimen of the policy document upon your request. In the event of any inconsistency between Chinese and English versions of all terms and conditions, the English version shall prevail.
The product features and premiums of PRUChoice Travel Overseas Study are only applicable to new application on or after 9 August 2024.
