Prudential VHIS Series

Notes:

# Hospitalisation Benefits include: (1) Room and Board; (2) Miscellaneous Charges; (3) Attending Doctor’s Visit Fee; (4) Specialist’s Fee; and (5) Intensive Care. Surgical Benefits include: (1) Surgeon’s Fee; (2) Anaesthetist’s Fee; and (3) Operating Theatre Charges.

* “full cover” means no itemised benefit sub-limit, and the benefit payable is subject to the Annual Limit and Lifetime Limit.
“with limit” means itemised benefit sub-limit, including amount limit, day limit and/or no. of visit limit.

  
Value-added services do not form part of the plan.

No Claim Discount

Applicable to PRUHealth FlexiChoice Medical Plan

Any general tax information provided above is for reference only. Please note that the tax law, regulations or interpretations are subject to change and may affect related tax benefits including the eligibility criteria for tax deduction. We do not take any responsibility to inform you about any changes in the laws and regulations or interpretations, and how they may affect you. Further information on tax concessions applicable to VHIS may be found at https://www.vhis.gov.hk/en/。

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant:

Product brochure and policy document of PRUHealth CoreChoice Medical Plan (Standard Plan). For information on premiums, please refer to the premium tables.

Product brochure and policy document of PRUHealth FlexiChoice Medical Plan (Flexi Plan). For information on premiums, please refer to the premium tables.

Product brochure and policy document of PRUHealth VHIS EasyChoice Plan (Flexi Plan). For information on premiums, please refer to the premium tables.

Product brochure and policy document of PRUHealth VHIS VIP Plan (Flexi Plan). For information on premiums, please refer to the premium tables.

PRUHealth VHIS VIP Plan, PRUHealth VHIS EasyChoice Plan, PRUHealth FlexiChoice Medical Plan and PRUHealth CoreChoice Medical Plan are underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan.This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

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