PRUHealth Critical Illness Extended Care III

Continuous cover for ongoing critical illness – with lump-sum financial support for cancer every year, up to a total of 660% cover while it persists

Limited offer

Enrol and choose up to a 20% premium refund or a 200% superior cover

Terms and conditions apply

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Product Brochure

PRUHealth Critical Illness Extended Care III (Hong Kong Edition)

PRUHealth Critical Illness Extended Care III (Macau Edition)

Coverage for 117 disease conditions

Includes 56 Major Disease Conditions and 61 Early Stage Major Disease Conditions

Up to a total of 860% of critical illness coverage

Multiple coverage for Cancer, Heart Attack and Stroke after a 100% Major Disease Benefit claim

Intensive Care Benefit

Up to 20% cover for 3 or more consecutive days' stay in an ICU for health issues beyond critical illnesses, including infectious diseases and injuries

Critical Illness Care Enhancer III

50% extra protection for a major disease claim or death claim within the first 10 years

Special protection to your family

Extra features

Special protection to your family

50% extra life protection for the first 10 years when any 2 members of your family are both covered under the plan
Waives all future premiums of your child’s policy until they reach age 26 (age next birthday) if you or your spouse unfortunately passes away

Treatment Sure

Value-added service

Treatment Sure is a professional, independent and personalised medical advisory service.

This service, provided by our designated service provider, offers you:

Global expert’s second medical opinion
Medical concierge service for overseas treatment
Dedicated physician case managers who speak your language and guide you through your entire medical journey to recovery

Find out more about Treatment Sure service

Note: Treatment Sure service does not form part of the plan.

Treatment Sure service is provided by our designated third party service provider. We maintain sole discretion to change the scope of the service and the service provider from time to time without advance notice. We may also cease and/or suspend the service at our sole discretion.

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Important information

Please also refer to our brochure on Shareholder-backed Participating Plan (Hong Kong Edition/Macau Edition) for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to the relevant product brochure and policy document and read carefully.

Notes

PRUHealth Critical Illness Extended Care III is underwritten by Prudential Hong Kong Limited or Prudential Hong Kong Limited (Macau Branch)(“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this document. For further details, including procedures for making claims and terminating policies and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong or Macau only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong or Macau. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong or Macau where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.