PRUChoice Home - Home Contents Insurance

PRUChoice Home protects your household contents in your premises from loss or damage arising from accidents such as typhoons, fire, burglary or water damage. The plan also covers third party legal liability up to HKD15,000,000 per year, protecting you against legal liability in respect of third party bodily injury or property damage arising out of negligence. It also extends to cover neighbour’s property damage caused by water damage from the insured premises only, regardless of fault, so you and your family can rest assured that even unexpected water leakage will be covered.

Household contents coverage

Household Contents cover for up to HK$1,500,000 per year for PRUChoice Home and HK$3,000,000 per year for PRUChoice Home Deluxe

Coverage for third party legal liability

We protect you and your family against third-party legal liability for up to HK$15,000,000 per year for PRUChoice Home and HK$10,000,000 per year for PRUChoice Home Deluxe

Personal effects worldwide coverage

Safeguard you and your family members’ personal belongings from damage or loss – even out of home

Options to top up your plan

You may choose to cover building structure and increase personal effects protection

Extra feature

Online protection

You and your family can enjoy protection from PRUChoice Home when shopping online, including reimbursement for non-delivery or accidental damage upon delivery, as well as transactions made on a fraudulent website imitating any licensed bank in Hong Kong.

Product brochure

PRUChoice Home (Terms and conditions of PRUChoice Home and Maid enrolment offer)

PRUChoice Home Deluxe

Learn more

Notes

PRUChoice Home and PRUChoice Home Deluxe are underwritten by Prudential General Insurance Hong Kong Limited (“Prudential”). The copyrights of the contents of this webpage are owned by Prudential.

This information is for reference only and does not constitute any contract or any part thereof between Prudential and any other parties. Regarding other details and the terms and conditions of this insurance, please refer to the policy document. Prudential will be happy to provide a specimen of the policy document upon your request.

The product features and premiums of PRUChoice Home are only applicable on or after 1 March 2022.

The product features and premiums of PRUChoice Home Deluxe are only applicable on or after 1 March 2022.