PRULife HeadStart Saver Series - Child Education Insurance
Product Brochure
Solid financial foundation within a decade
Guaranteed cash coupons for education
Boost long-term savings for life milestones
Parental premium waiver for continuous protection
Extra features
Different death benefit settlement options to safeguard your family
If the life assured passes away, we will pay at least 105% of the total basic premiums you paid as a Death Benefit, less the total guaranteed cash coupon paid, any outstanding loans and interest.
You can choose how you would like us to pay the death benefit while the life assured is still alive through the Death Benefit Settlement Option; as a lump sum, in monthly instalments or a mix of both.
Please refer to here for more details of the Death Benefit Settlement Options
Guaranteed Insurability Option
Guarantees your child can take out a new whole life insurance plan at age 21, with no health information is needed.
Reward your child’s academic success
Your child can get an award amount for designated academic achievements, such as achieved at least 3 "5*" grades or above from an attempt of 6 subjects or more in 1 HKDSE sitting, admitted to any of the world’s top 10 universities, etc.
We may change the terms and conditions of the award from time to time.
Learn more
Important information
Please also refer to our brochure on Shareholder-backed Participating Plans for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.
During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to the relevant product brochure and policy document and read carefully.
Notes
The plans in this PRULife HeadStart Saver Series are underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.
Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.
Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.
This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.
