Prudential Entrust Multi-Currency Plan
Successfully take out the plan with the 5-year payment option to enjoy a premium refund of up to 20%. And when paying the premiums in a lump sum, customers can enjoy a limited-time double reward, meaning a total refund of up to 63%# of the first year annual premium
# Customers must select the premium prepayment option and pay the premiums in a lump sum. The reward consists of the premium refund of up to 20%, plus a reduced upfront premium payment with a guaranteed preferential interest rate, which is equivalent to up to 43% of the first year annual premium.
Unleash your children’s potential
Unlock financial freedom
Create lasting family prosperity
Grow your wealth and access it flexibly
Enjoy potential high returns
Change policy currency flexibly
Find out more about the Currency Change Option
Retain control of your gains
Create an income for your loved ones
Pass on your legacy and safeguard your loved ones
Distribute your wealth flexibly
Pass on a lasting legacy seamlessly
Safeguard your family through life
Find out more about the Death Benefit Settlement Options
Set up a contingency plan through the Incapacity Option
We base our statements about the options of our plan being “new-to-market” on our understanding and interpretation of current market information, by comparing with other publicly available multi-currency savings plans issued by major Hong Kong and Macau life insurance companies for individual customers as at 6 January 2025.
You can know more about a variety of value-added services to suit your different needs. For details you may check out the pages below:
PruNextGen - Unlock greater possibilities for your children’s potential
Learn More
Prime of life - Make your life after retirement the one you want
Learn More
Prestigious customer privileges
Learn More
Learn more
Important Information
Please also refer to our brochure on Shareholder-backed Participating Plan (Hong Kong Edition/Macau Edition) for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.
Applications for exercising the above benefits or options, or changing the life assured or policyholder, are subject to our approval and may affect the plan’s other benefits or options.
During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.
Notes
Prudential Entrust Multi-Currency Plan is underwritten by Prudential Hong Kong Limited or Prudential Hong Kong Limited (Macau Branch) (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this document. For further details, including procedures for making claims and terminating policies and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.
Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.
Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.
This document is for distribution in Hong Kong and Macau only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong and Macau. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong and Macau where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.
Useful links
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Understanding Prudential Shareholder-backed Participating Plans (Hong Kong Edition/Macau Edition)
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Investment mix (Hong Kong Edition/Macau Edition)
