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Prime Eternity
Product Brochure
Extra features
Dividend Lock-in Option
To lock-in your policy’s gains, we designed the Dividend Lock-in Option to realise your Terminal Dividend for your peace of mind. You can lock-in part of your non-guaranteed Terminal Dividend to a Dividend Lock-in Account and earn interest. You can also withdraw the money from the account anytime you need it.
Kindness Giving option
Nominate the charities you care about as beneficiaries and designate a percentage of the death benefit you wish to donate. When you do, we will pay an additional 1%* of that amount to further support your charitable contributions.
* Kindness Giving option is subject to a maximum aggregate payment of USD100,000 per policy, and shall be payable to a non-governmental organisation or charitable institution recognised by us.
We base our statements about the option of our plan being “new-to-market” on our understanding and interpretation of current market information, by comparing with other publicly available life and savings plans providing lump sum benefits issued by major Hong Kong life insurance companies for individual customers as at 24 July 2024.
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Important Information
Please also refer to our brochure on Shareholder-backed Participating Plan (Hong Kong Edition/Macau Edition) for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.
Applications for exercising the above options are subject to our approval. Some benefits or options will be affected once you exercise the above options, change the life assured or policyholder.
During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.
Notes
Prime Eternity is underwritten by Prudential Hong Kong Limited or Prudential Hong Kong Limited (Macau Branch) (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.
Prudential has the right to accept or decline any application based on the information provided by the policyholder and / or life assured in the application.
Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.
This document is for distribution in Hong Kong or Macau only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong or Macau. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong or Macau where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.
Useful links
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Understanding Prudential Shareholder-backed Participating Plans (Hong Kong Edition/Macau Edition)
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Investment mix (Hong Kong Edition/Macau Edition)