PRUWealth Dream Saver

The secure way to achieve guaranteed returns in 15 years

Limited offer

Take advantage of our premium prepayment option with an 8.8% p.a.^#prepayment interest rate. Boost your IRR to 3.90% and enjoy a Maturity Benefit of 177.5% of your prepaid premium

Terms and conditions apply

^#Customers must select the premium prepayment option and pay the lump-sum premium and levies, subject to the terms and conditions. You can pay less premium upfront with this guaranteed prepayment interest rate, which is equivalent to 74.6% of first-year annual premium discount.

Product Brochure

PRUWealth Dream Saver (Hong Kong Edition)

PRUWealth Dream Saver (Macau Edition)

Pay 5 years of premiums and get a 151% guaranteed return of your total premium paid at the end of your policy’s 15^th year

PRUWealth Dream Saver is a life and savings insurance plan designed for mid-term savings to help you achieve your financial goals. Pay just 5 years of premiums annually and at the end of your policy's 15^th year, you will receive a guaranteed Maturity Benefit of 151% of your total premium paid, equivalent to 3.21% p.a. guaranteed return

Different death benefit settlement options to safeguard your family

If the life assured passes away, we will pay a death benefit with a minimum guaranteed amount of 105% of the total premiums you paid, less any outstanding loans and interest.

You can choose how you would like us to pay the death benefit while the life assured is still alive through the Death Benefit Settlement Option; as a lump sum, in monthly instalments or a mix of both

No health information required to enrol

You do not need to provide any health information to take out this plan

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Important information

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

Notes

PRUWealth Dream Saver is underwritten by Prudential Hong Kong Limited or Prudential Hong Kong Limited (Macau Branch) (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this document. For further details, including procedures for making claims and terminating policies and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and / or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong or Macau only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong or Macau. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong or Macau where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.